Archive for April, 2012

10 Ways To Budget When You’re Broke

10 Ways To Budget When You’re Broke

Suffering from a lack of cash? It’s likely that you don’t follow a budget that reflects your earnings. Smart budgeting prevents eviction, increased credit card debt, and ruined credit scores. It’s never too late to achieve your financial goals – get started now with these 10 steps to make your financial life less stressful.

#1: Avoid Immediate Disaster

Don’t be afraid to request bill extensions or payment plans. These requests are often granted. If your biggest worry is eviction from your apartment, talk to your landlord, but, also, see if you can get extensions on any other expenses to free up money for keeping your home.

#2: Review Credit Card Payments

If you are only making the minimum payments on your credit card(s), you are flirting with a disastrous credit score. However, avoiding credit card payments will only worsen your debt. For example, suppose that your minimum payment on a $1,000 balance is $40. You fail to pay $40 on time, so you are charged a $35 late fee. In addition, your interest on future charges is charged at the default rate of 25%. Now your credit card is even more difficult to pay off. Before you know it, you have an overwhelming collection of late fees.

#3: Prioritize Bills

Go over all your bills to see what must be paid first and then set up a payment schedule based on your pay days. You will want to leave yourself some catch-up time if some of your bills are already late. If this is the case, call the bill companies to see how much you can pay now to get back on track toward positive status. Tell them you are catching up and going on a stricter budget. Be honest about what you can afford to pay. Sometimes it’s instinctual to say you’ll pay the full amount on your next paycheck, but you may not have the full amount available after other expenses take their cut.

#4: Ignore the 10% Savings Rule

Stashing 10% of your income into your savings account is daunting when you’re living paycheck to paycheck. Balance your budget before starting incremental savings. It doesn’t make sense to have $100 in a savings plan if you are fending off debt collectors. Your piggy bank will have to starve until you can find stability in your finances.

#5: Review Past Month’s Spending

Online banking and online budgeting software help you categorize spending so you can make adjustments. For instance, with online banking, with a few mouse clicks you can categorize your money for expenses, such as dining, food and utilities.

#6: Negotiate Credit Card Interest Rates

If you have good credit, call your credit card companies and ask for an interest rate reduction. If you don’t ask, you won’t know, as it’s unlikely that credit card companies are going to initiate a reduction on their own.

#8: Journal New Budget

Once you’ve gone through the first eight steps, monitor your progress by journaling for one month. You can do this by noting everything you spend in a notebook, budgeting apps on your phone, or with financial software. How you track your money isn’t as important as how much you are tracking. Focus on ensuring that every cent is tracked by dividing your expenses into categories, such as rent, food, clothing and utilities.

#9: Adjust Spending as Needed

If, after journaling for one month, you’ve found your budget isn’t where it needs it be, get prepared to make changes. Look at how much you are over budget and decide where you can cut. Don’t rule out items that are viewed as basics, such as groceries, utilities or rent.

#10: Seek New Income

If your current budget doesn’t balance or you’re barely scraping by, you may need to look at working overtime, getting a second job, or possibly getting a new, higher-paying job. Often there is work that pays more, but the nature of the work is unattractive. You may need to decide if it’s better to be unhappy at work or unhappy with debt.

Good debt vs bad debt

Good debt vs bad debt

Investopedia.comBy Lisa Smith | – Fri, Apr 20, 2012 10:22 PM SGT

Debt can be a nightmare or a blessing (Image © Fotolia)

Debt, for many people today, is simply a fact of life. It’s the way they pay for just about everything from big-ticket items like homes and cars to daily purchases like petrol and chocolate bars.

At its most basic definition, debt is simply an amount of money borrowed by one party from another. Under this definition, debt sounds neither good nor bad. A closer look at the subject provides a more sophisticated way of both viewing indebtedness.

Good debt
There’s no better example of the old adage “it takes money to make money” than good debt. Good debt helps you generate income and increases you net worth. Four notable examples of good debt include:

1. Technical or university education
Education has long been synonymous with success. In general, the more education an individual has, the greater the person’s earning potential. Education also has a positive correlation with the ability to find employment opportunities.

Better educated workers are more likely to be employed in well paid jobs and tend to have an easier time finding new opportunities should the need arise. An investment in a technical or college degree is likely to pay for itself within just a few years of the newly educated worker entering the workforce.

Over the course of a lifetime, educated workers can rack up a return on investment measuring in the hundreds of thousands of pounds.

[Related feature: Are degrees still worth it?]

2. Small business ownership
Making money is the point of starting a business. Earning income is a primary benefit of entrepreneurship, with being your own boss also a positive result of the endeavour.

Not only can you avoid reliance on a third-party to hire you and give you a paycheque, but your earning potential can be directly improved by your willingness to work hard. With a bit of luck, you can turn your drive and ambition into a self-sustaining enterprise and perhaps down the line, an initial public offering (IPO) or sale to another business that results in serious money.

3. Property
There are several ways to make money from property. On the residential front, the simplest strategy often involves buying a house and living in it for a few decades before selling it for a profit. Residential property can also be used to generate income, by taking in a lodger or renting out the entire residence. Commercial property can also be an excellent source of cash flow and capital gains for investors.

4. Investing
Short-term investing provides an opportunity to generate income and long-term investing may be the best opportunity most people have to generate wealth. The wide variety of available investments – from traditional stocks and bonds to alternative investments, commodities, futures and precious metals (just to name a few) – provides an array of choices for just about every need and every risk tolerance.

No guarantees
While good debt may seem like a great idea, it is important to realise that even the best ideas don’t always work out as intended. A second look at those four “good debt” categories underscores the point.

The downside of higher education
In and of itself, an education is not a guaranteed ticket to wealth and success. A field of study must be chosen carefully, as not all degrees and qualifications offer equal opportunities in the marketplace.

Difficult economic conditions must also be taken into consideration, as lucrative career opportunities will be more difficult to find during economic downturns. Workers who are unwilling to relocate to areas where their skills are in demand or unwilling to accept low-paying, entry-level jobs may find their degrees don’t deliver the expected returns.

The risks of small business ownership
Like any business venture, small businesses run the risk of failure. Hard work, a good business plan and a little bit of luck may all be necessary to help you fulfil the dream of working for yourself.

The property money pit
Until just a few years ago, buying property seemed like a guaranteed win for most homeowners, as price rises seemingly only went up. Downward fluctuations in global house prices have taught many homeowners that price rises are not guaranteed. On the other hand, home maintenance costs last forever.

Investing can be a complex and volatile process. Just as fortunes can be made, they can also be lost. Do-it-yourself investing isn’t the right path for everyone and even hiring help doesn’t guarantee a positive result.

Bad debt
While “good debt” can have a downside, certain debts are downright bad. Items that fit into this category include all debts taken out to buy depreciating assets. In other words: “If it won’t go up in value or generate income, you shouldn’t go into debt to buy it.” Some particularly notable items related to bad debt include:

1. Cars
Vehicles are expensive. New cars, in particular, cost a lot of money. While you may need a car to get yourself to work and to run the errands that make up everyday life, paying interest on a car is simply a waste of money. By the time you drive off the car forecourt, the vehicle is already worth less than it was when you bought it.

Put your ego aside and pay cash for a used car, if you can afford to do so. If you can’t, buy the least expensive reliable vehicle you can find and pay it off as quickly as possible. Buyers who insist on living beyond their means and financing a new car should look for a loan with little to no interest on it.

While you’ll still be spending a large amount of money for something that depreciates until it is worthless, at least you won’t be paying interest on it.

2. Clothes, consumables and other goods and services
It’s often said that clothes are worth less than half of what consumers pay to purchase them. If you look around a second hand clothes shop, you’ll see that “half” is being generous. In addition to clothes, holidays, fast food, groceries and petrol, these are all items commonly bought with borrowed money. Every penny spent in interest on these items is money that could have been used more wisely elsewhere.

3. Credit cards
Credit cards are one of the worst forms of bad debt. The interest rates charged are often significantly higher than the rates on consumer loans and the payment schedules are arranged to maximise costs for the consumer. Keeping a balance on a credit card is rarely a good idea.

The grey area
In between good debt and bad debt is a grey area that generates a lot of controversy. Three controversial topics in this area include:

1. Consolidation loans
For consumers who are already in debt, consolidating higher-interest debt by taking out a loan at a lower rate of interest is a great idea, in theory. In reality, it often just frees up cash flow that consumers use to fund new debt.

2. Borrowing to invest
Leveraging, or borrowing money at a low interest rate and investing at a higher rate of return, may appear to investors as a solid way to get better-than-expected results. Unfortunately, it comes with numerous risks for the inexperienced and the potential of losing a significant amount of money and being required to compensate your broker for the borrowed funds used in trading.

3. Credit card reward programmes
There are some great credit card reward programmes available for consumers. The money spent using credit cards can help buyers earn free airline tickets, free cruises, cashback and a host of other benefits. The danger here is that the interest spent on the credit card debt offsets the value of the rewards.

There is certainly an argument to be made that no debt is good debt. Unfortunately, few people can afford to pay cash for everything they purchase.

With that in mind, a motto of “everything in moderation” is the right approach to take where debt is concerned. Remember, even “good” debt has a downside.

Logical Data Model (LDM)

Logical Data Model……

The Entity Relationship (ER) Model

The Entity Relationship (ER) Model

• ER Modeling is a top-down approach to database design.
• Entity Relationship (ER) Diagram
   –A detailed, logical representation of the entities, associations and data elements for an organization or business
• ERD represents the conceptual database as viewed by end user
• ERDs depict the ER model’s three main components:
  – Entities
  – Attributes
  – Relationships

Notebook Tertipis di Dunia

Mengintip Notebook Tertipis di Dunia

Oleh Kristian Tjahjono | Jagat Pintar – 12 jam yang lalu1

Seiring dengan perkembangannya, laptop atau notebook hadir dalam dimensi yang semakin tipis dan menawan. Bahkan gelar sebagai laptop tertipis diperebutkan untuk mendongrak gengsi sebuah merek. Kami berkesempatan melihat langsung laptop tertipis di dunia, yaitu Samsung Series 9. Laptop ini nantinya akan hadir dalam pilihan ukuran layar 13,3 inci dan 14 inci.

Samsung Series 9 Foto: Kristian Tjahjono

Dengan ketebalan kurang dari 1,5 cm, Samsung Series 9 keluaran 2012 berhasil meraih predikat laptop tertipis di dunia. Meskipun tipis, ternyata kinerja juga diperhatikan dengan adanya pilihan prosesor Intel Core i3 dan Core i5. Layar juga menjadi prioritas, dengan resolusi 1600×900 pixel, di atas rata-rata laptop dengan ukuran layar 14 inci dan 13,3 inci yang biasa mengemas resolusi 1366×768 pixel.

Samsung Series 9 Foto: Kristian Tjahjono

Terbuat dari aluminium warna gelap dengan paduan aksen warna silver di samping kiri dan kanan. Hasilnya? Elegan nan mewah yang tidak mirip seperti Apple Macbook Air.

Samsung Series 9 Foto: Kristian Tjahjono

Sisi kiri laptop memuat satu port USB 3.0. Selain itu, terdapat koneksi HDMI dan Ethernet yang ukurannya diperkecil dan membutuhkan adaptor saat digunakan.

Samsung Series 9 Foto: Kristian Tjahjono

Sisi kanan laptop memuat sebuah port USB, jack audio 3.5mm, serta Display Port. Anda juga akan menemukan mikrofon mungil di sisi ini.

Samsung Series 9 Foto: Kristian Tjahjono

Ukuran tipis memudahkan pengguna saat membawanya di dalam tas. Jika diperhatikan, versi 14 inci tampil sedikit lebih tebal dibandingkan versi 13,3 inci.

Samsung Series 9 Foto: Kristian Tjahjono

Keyboard chiclet dengan touchpad berukuran besar siap membantu pengguna untuk mengoperasikan laptop ekstra tipis ini.

Kristian Tjahjono, kontributor situs teknologi konsumen Antusias terhadap berbagai jenis gadget, mulai dari komputer, ponsel, sampai kamera digital.

Mau Kuliah? Pilih Cara Online Saja, Yuk

Mau Kuliah? Pilih Cara Online Saja, Yuk

Senin, 02 April 2012, 10:09 WIB
Mau Kuliah? Pilih Cara Online Saja, Yuk
Kuliah dengan cara online bisa jadi alternatif menarik karena murah dan waktu yang fleksibel/ilustrasi

REPUBLIKA.CO.ID, Di era internet ini, segalanya bisa dilakukan lewat cara online. Mau cari teman, beli barang, sampai kuliah. Fenomena inilah yang terjadi di AS.


Institut Teknologi Massachusetts (MIT) baru-baru ini memulai Massive Open Online Courses (MOOC) atau kuliah online terbuka massal yang perdana. Universitas itu berencana menawarkan berbagai mata kuliah non-kredit gratis melalui proyek yang disebut MITx.

Sejauh ini, kebanyakan mata kuliah yang ditawarkan secara online adalah ilmu komputer, teknologi, mekanika, dan enjinering. Contohnya, mahasiswa di seluruh dunia mengambil mata kuliah gratis yang disebut “Building a Computer Search Engine.” Dua ilmuwan komputer, Sebastian Thrun dan David Evans, menawarkan mata kuliah ini melalui

Evans cuti dari Universitas Virginia, di mana ia menjadi asisten guru besar. Thrun adalah guru besar peneliti pada Universitas Stanford dan sekaligus peneliti yang disponsori Google serta menciptakan mobil dengan kemudi otomatis.

Tidak ada persyaratan yang diberlakukan untuk mengambil mata kuliah itu. Mahasiswa menonton video-video pendek. Kemudian, ujar Evans, mereka ikut tes informal yang tidak diberi nilai setelah menonton video-video itu setiap minggu selama enam minggu.

“Tes-tes merupakan bagian dari mata kuliah itu untuk membuat mahasiswa terus terlibat dan berpikir, sehingga mereka bisa tahu apakah mereka paham dengan apa yang kami ajarkan. Tes-tes itu tidak dinilai dan mahasiswa bisa ikut tes-tes itu sesering yang mereka inginkan,” papar Evans.

Mereka bisa berulang kali menonton video-video itu dan ikut tes-tes kapanpun mereka ingin.  Mahasiswa juga diberi pekerjaan rumah. Mereka ikut dalam kelompok-kelompok online untuk saling bertukar pertanyaan dan jawaban mengenai mata kuliah itu.

Dosen menyediakan waktu untuk menjawab pertanyaan yang dikirim mahasiswa kepada mereka. Mereka juga memberi pertanyaan dan pengamatan terhadap mahasiswa.

Mahasiswa mengikuti ujian akhir untuk mengetahui peringkat mereka. Bagi yang selesai mengambil mata kuliah itu diberi nilai akhir dan diploma.

Thrun memulai Udacity, yang mendukung MOOC gratis. Udacity berharap bisa membuat keuntungan pada masa depan dengan menghubungkan perusahaan-perusahaan dan mahasiswa yang tertarik bekerja di perusahaan ini. Di situs internet Stanford-nya ia mengatakan ingin “mendemokratisasi” pendidikan. Pendidikan, ujarnya, harus gratis, bisa diperoleh semua orang di mana saja dan kapan saja.


Redaktur: Endah Hapsari
Sumber: voanews

Kuliah Lima Tahun, Dapat Gelar Sarjana dan Master, Berminat?

Kuliah Lima Tahun, Dapat Gelar Sarjana dan Master, Berminat?

Minggu, 01 April 2012, 09:31 WIB
Kuliah Lima Tahun,  Dapat Gelar Sarjana dan Master, Berminat?
Logo IPB

REPUBLIKA.CO.ID, JAKARTA –  Fakultas Peternakan Institut Pertanian Bogor (IPB) sedang menggodok kurikulum baru. Dengan kurikulum baru itu, hanya dalam waktu lima tahun, mahasiswa bisa mendapat gelar magister (S2) secara langsung.

”Kami berupaya untuk menurunkan usia kiprah lulusan peternakan IPB, agar lebih muda terjun ke masyarakat,” kata Dekan Fakultas Peternakan IPB, Dr Luki Abdullah, dalam siaran pers di acara Agrinex Expo 2012, Sabtu (31/3). Hal itu dilakukan untuk memenuhi tuntutan masyarakat yang berharap alumni Fapet IPB bisa segera mengabdi ke masyarakat dengan kualitas yang cukup.

Kurikulum tersebut nantinya, diharapkan menjadi terobosan baru dunia pendidikan tinggi pertanian. Ini juga menjadi langkah untuk Fakultas Peternakan IPB untuk lebih tersosialisasi dan memiliki jejaring sosial yang luas di tengah masyarakat.

Redaktur: Heri Ruslan
Reporter: Sefti Oktarianisa

Pembahasan RUU PT Hindari Deadlock


Minggu, 01 April 2012 , 05:35:00

JAKARTA – Pembahasan Rancangan undang-undang Pendidikan Tinggi (RUU PT) terus digodok antara Kementerian Pendidikan dan Kebudayaan dengan Komisi X. Pemerintah berharap, pembahasan RUU tersebut jangan sampai deadlock. Pembahasan ditarget rampung sebelum 14 April mendatang.Menteri Pendidikan dan Kebudayaan (Mendikbud) Mohammad Nuh menuturkan, saat ini RUU PT terus dimatangkan oleh tim perumus. Dia menjelaskan, Kemendikbud berharap ada titik temu dalam pembahasan ini.

“Sehingga tidak berlarut-larut pembahasannya,” ujar menteri asal Surabaya itu. Jika pembahasan melewati deadline tadi, maka Nuh mengatakan pembahasan RUU PT ini akan dimulai dari awal lagi. Sampai saat ini, Nuh tetap optimis jika RUU PT ini bisa selesai tepat waktu.

Sampai saat ini terdapat beberapa poin perbediaan sikap yang alot penyelesaiannya. Munculnya perbedaan tersebut diduga karena RUU PT ini merupakan inisiatif dari DPR sendiri. Sehingga, dalam perancangannya tidak melibatkan pemerintah secara penuh.

Di antaranya adalah pengalokasian anggaran penelitian di perguruan tinggi. Nuh mengatakan, pihak legeslatif meminta anggaran penilitian di kampus sebesar 2,5 persen dari total anggaran fungsi pendidikan.

Dengan kalkulasi tadi, maka anggaran penelitian di perguruan tinggi yang diusulkan DPR bisa menembus angka Rp 7 trilin. Sebab, total anggaran fungsi pendidikan sebesar Rp 286,6 triliun.

Nuh dengan tegas mengatakan, Kemendikbud keberatan dengan permintaan DPR ini. Dia menjelaskan, anggaran penelitian harus dihitung khusus dari anggaran pendidikan tinggi.

Menurutnya, jika anggaran penelitian ini diambil dari total anggaran fungsi pendidikan maka akan mengambil jatah duit mulai pendidikan usia dini, dasar, hingga menengah. “Sampai saat ini masih terus dicari titik temunya,” kata Nuh.

Mantan Menkominfo itu mengatakan, masyarakat juga tidak perlu takut ada semangat menghidupkan lagi kampus-kampus berbiaya tinggi dibalik pembuatan UU PT itu. Dia mengatakan, pemerintah nantinya tetap akan mengatur pembiayaan di seluruh PTN. Nuh menyiapkan sanksi pemotongan anggaran bagi PTN yang menarik SPP mahal. (wan)


Demo BBM di Indonesia Jadi Sorotan Media Internasional

Demo BBM di Indonesia Jadi Sorotan Media Internasional

M Rizki Maulana – detikNews

Sabtu, 31/03/2012 07:41 WIB

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Foto: Ilustrasi
Jakarta Aksi demonstrasi menolak kenaikan harga BBM yang terjadi di beberapa daerah di Indonesia dalam beberapa hari terakhir tidak saja menjadi sorotan media-media nasional. Tercatat beberapa media asing turut mengikuti dinamika dan aksi-aksi yang terjadi di depan Gedung DPR/MPR.

Beberapa media asing seperti AFP, Reuters, CNN, Bloomberg, ChannelNewsAsia, Press TV, Bangkok Post dan The Sun Daily ikut memberitakan aksi demonstrasi tersebut. Pada umumnya mereka memberitakan mengenai bagaimana kemarahan rakyat Indonesia terhadap pemerintah yang berencana menaikkan harga BBM.

“Kenaikan harga BBM telah memicu terjadinya demonstrasi besar-besaran di beberapa daerah. Mereka yang melakukan demonstrasi terutama berasal dari elemen mahasiswa dan buruh,” demikian dikutip dari kantor berita CNN, Sabtu (31/3/2012).

Sementara itu untuk edisi Kamis (29/3), AFP melaporkan bagaimana demonstrasi yang terjadi di beberapa daerah di Indonesia. Mereka menyoroti bagaimana pengamanan yang terkesan berlebihan dalam menghadapi para demonstran khususnya yang di ibukota Jakarta.

“Pasukan pengamanan yang dikerahkan di ibukota mencapai 22 ribu personel, untuk menghadapi para demonstran yang hanya berjumlah 3.500 orang. Tetapi sekitar 10 ribu pendemo lain muncul di beberapa kota di Medan dan Surabaya,” tulis AFP.

Sebelumnya seperti diketahui para pendemo telah turun ke jalan sejak Selasa (27/3) lalu. Demonstrasi besar-besaran itu tersebar di beberapa kota di Indonesia, seperti Medan, Jakarta, Bandung, Surabaya, Makassar, dan beberapa kota lainnya. Untuk di Jakarta demonstrasi menentang kenaikan harga BBM terjadi di beberapa titik seperti Gedung DPR/MPR, Istana Negara, dan sejumlah SPBU.

Kericuhan juga sempat terjadi di lokasi-lokasi tersebut. Sedikitnya 50-an mahasiswa yang melakukan aksi di Jalan Diponegoro, Salemba, Jakarta Pusat diamankan oleh pihak kepolisian karena dianggap melakukan tindakan anarkis. Sementara untuk di depan Gedung DPR/MPR, juga sempat terjadi bentrokan antara demonstran dan polisi yang menyebabkan rusaknya pagar utama di depan Gedung DPR/MPR.


Pakar Hukum: Pasal Harga BBM Inkonstitusional, Bisa Dibatalkan MK

Pakar Hukum: Pasal Harga BBM Inkonstitusional, Bisa Dibatalkan MK

Andi Saputra – detikNews

Sabtu, 31/03/2012 02:01 WIB

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Sidang MK (ari saputra/detikcom)
Jakarta Keputusan rapat paripurna DPR yang menyetujui opsi pemerintah dapat menaikkan ataupun menurunkan harga BBM dengan syarat tertentu dinilai belum final. Sebab keputusan tersebut bisa dibatalkan oleh Mahkamah Konstitusi (MK) karena pasal 7 ayat 6a dalam UU APBN-P 2012 dinilai melanggar UUD 1945.

“Jelas pasal tersebut inkonstitusional sebab menyerahkan harga BBM ke sistem pasar,” kata pakar hukum tata negara, Margarito Kamis saat berbincang dengan detikcom, Sabtu (31/3/2012).

Menurut doktor hukum tata negara ini, pasal yang baru saja diketok oleh DPR tersebut bertentangan dengan pasal 33 UUD 1945. Dalam ayat 3 pasal tersebut dinyatakan bahwa bumi dan air dan kekayaan alam yang terkandung di dalamnya dikuasai oleh negara.

“Sehingga tidak bisa diserahkan ke harga pasar. Negara harus menentukan sendiri harganya, tidak boleh berpatokan terhadap pasar,” ujar Margaroto.

Namun untuk menyatakan secara hukum bahwa UU APBN-P tersebut konstitusional atau tidak, maka harus diajukan ke MK. Pengajar Universitas Khairun Ternate ini optimis jika pasal yang baru diketok di DPR ini akan dibatalkan MK sebab MK pernah memutus kasus serupa.

Putusan MK yang dimaksud adalah pembatalan pasal 28 ayat 2 dan 3 UU Minyak dan Gas (UU Migas). Pada ayat tersebut berbunyi ‘Harga bahan bakar minyak dan harga gas bumi diserahkan pada mekanisme persaingan usaha yang sehat dan wajar. Pelaksanaan kebijaksanaan harga sebagaimana dimaksud dalam ayat 2 tidak mengurangi tanggung jawab sosial pemerintah terhadap golongan masyarakat tertentu’.

“Logika UU Migas dan Pasal 7 ayat 6a UU APBN-P 2012 sama yaitu menyerahkan harga minyak ke sistem pasar. Dengan logika dan teori hukum yang saya, maka saya pastikan MK akan membatalkan pasal yang baru saja diputus oleh DPR tersebut,” tegasnya.

Seperti diketahui, pada Selasa 21 Desember 2004, MK menyatakan pasal 28 ayat 2 dan 3 UU Migas batal. Pengujian UU Migas ini terhadap UUD 1945 bernomor perkara 002/PPU-I/2003, di mana pemohon judicial review adalah Asosiasi Penasihat Hukum dan Hak Azazi Manusia Indonesia (APHI), BPHI, Yayasan 324, Solidaritas Nusa Bangsa, Serikat Pekerja Pertamina, dan Panji R Hadinoto yang mewakili Universitas Perjuangan ’45.